Acceptance of Terms

The services that SGHINDI PTE LTD provides to You are subject to the following Terms

of Use. SGHINDI PTE LTD reserves the right to update this Terms of Use at any time

without notice to You.

Meanings and Interpretations

• References to "Our", "We", "Us" and "SGHINDI" shall be references to

SGHINDI PTE LTD.

• References to "You" and "Your" shall mean references to each visitor to the

web site, as the context requires.

SGHINDI means this Internet web-site owned and operated by us accessible at the

uniform resource locators (url) – www.sghindi.com, including such features thereof as

may be delivered therefrom.

All proprietary content, trademarks, service marks, brand names, logos and other

intellectual property displayed in this website are the property of the SGHINDI PTE LTD

and where applicable, third party proprietors identified in this website. No right or licence

is granted directly or indirectly to any party accessing this website to use or reproduce

any such proprietary content, trademarks, service marks, brand names, logos and other

intellectual property, and no party accessing this website shall claim any right, title or

interest therein.

Conditions of Access

By accessing the materials made available on SGHINDI by SGHINDI, You acknowledge

and accept the statements below and agree to be bound by the conditions stated below.

Neither the information, nor any opinion contained in SGHINDI constitutes a solicitation.

The information and materials - including the conditions in this website - may be

modified, deleted or replaced from time to time and at any time at the discretion of

SGHINDI.

This site, the service and use of all related facilities are provided on an "As Is, As

Available" basis without any warranties whether express or implied. Any and all

warranties, including without limitation warranties of merchantability, fitness for a

particular purpose, accuracy, availability, non-infringement or implied warranties from

course of dealing or usage of trade to the extent permissible by applicable law are

expressly excluded and disclaimed by SGHINDI.

We do not warrant that SGHINDI will always be accessible uninterrupted, timely, secure,

error free or free from computer virus or other invasive or damaging code. SGHINDI is

not liable in any manner to You or to any person claiming through You whomsoever, for

any losses, damages (direct or indirect), costs, liabilities, expenses, claims or demands

resulting from any delays, inaccuracies or errors in the information or in its transmission.

User ID, Password, Membership and Security

In the event that any user ID and/or password is issued to You by SGHINDI, You shall

protect the secrecy of such user ID and password at all times and shall ensure that the

user ID and/or password are not revealed or disclosed in any manner whatsoever to any

person or persons whomsoever. You should change Your password from time to time to

enhance its security. You shall be fully responsible for all use and liability resulting from

access to the Service with Your user ID and password. SGHINDI shall not be

responsible for unauthorized transactions incurred by You arising from or in connection

with the misuse or disclosure of user ID and/or password.

SGHINDI reserves the right to terminate Your account, if any opened with SGHINDI, if

SGHINDI learns that You have provided SGHINDI with false or misleading registration

information; or it becomes aware and determine, at our sole discretion, that You are

violating any of the foregoing conditions of these Terms of Use.

Links to Other Websites

We do not represent or intend for such links to be referrals or endorsements of the sites

or the entities operating such sites and We take no responsibility for any dealings with

such entities, whether or not such dealings are related to the services. You understand

and acknowledge that any access to such sites is at Your own risk and as We do not

control nor contribute to such sites or the information contained therein. You will not hold

Us liable for any loss or damage that may occur as a result of any reliance on or use of

such information.

Limitation of Liability

SGHINDI SHALL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL,

SPECIAL OR CONSEQUENTIAL DAMAGES, RESULTING FROM THE USE OR THE

INABILITY TO USE THIS WEBSITE, INCLUDING BUT NOT LIMITED TO, DAMAGES

FOR LOSS OF PROFITS, USE, DATA OR OTHER INTANGIBLE, EVEN IF SGHINDI

HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

Indemnification

You agree to indemnify and hold SGHINDI, its parent, subsidiaries, affiliates, officers

and employees, harmless from any claim or demand, including reasonable attorneys'

fees, made by any third party due to or arising out of Your use of this website, violation

of any of these Terms of Use, or infringement by You or any other user of Your account,

of any intellectual property or other right of any person or entity.

We have a group privacy policy which sets out how we handle personal data that you

may provide or that we may collect, in connection with your access or use of this

website. The policy is available on this website. You accept and agree to the terms set

out in the policy and consent to the collection, use and disclosure of your personal data

in accordance with the policy.

Applicable Law

The agreement formed between SGHINDI and You shall be deemed to be a contract

made in Singapore and shall be subject to, governed by and interpreted in accordance

with the Laws of the Republic of Singapore for every purpose and the parties agree to

submit to the jurisdiction of the Singapore courts.